Average Mortgage Rates

Rate Change Points
30 Yr. Fixed 6.11% -0.05 0.00
15 Yr. Fixed 5.70% -0.03 0.00
30 Yr. FHA 5.69% -0.07 0.00
30 Yr. Jumbo 6.30% -0.03 0.00
7/6 SOFR 5.45% -0.12 0.00
30 Yr. VA 5.70% -0.08 0.00
2/10/2026
Rate Change Points
30 Yr. Fixed 6.24% -0.64 0.55
15 Yr. Fixed 5.64% -0.47 0.61
30 Yr. Jumbo 6.34% -0.54 0.40
30 Yr. FHA 6.06% -0.53 0.75
7/6 SOFR 5.56% -0.60 0.80
Source: MBA
1/28/2026
Rate Change Points
30 Yr. Fixed 6.11% -0.10 0.00
15 Yr. Fixed 5.50% +0.03 0.00
Source: Freddie Mac
2/5/2026
Lowest Mortgage Rates in More Than 3 Weeks