Average Mortgage Rates

Rate Change Points
30 Yr. Fixed 6.32% 0.00 0.00
15 Yr. Fixed 5.96% -0.01 0.00
30 Yr. FHA 5.88% -0.01 0.00
30 Yr. Jumbo 6.54% 0.00 0.00
7/6 SOFR 5.98% 0.00 0.00
30 Yr. VA 5.89% -0.01 0.00
4/16/2026
Rate Change Points
30 Yr. Fixed 6.51% -0.37 0.61
15 Yr. Fixed 5.90% -0.21 0.74
30 Yr. Jumbo 6.54% -0.34 0.35
30 Yr. FHA 6.22% -0.37 0.73
7/6 SOFR 5.60% -0.56 0.68
Source: MBA
4/8/2026
Rate Change Points
30 Yr. Fixed 6.30% +0.09 0.00
15 Yr. Fixed 5.65% +0.18 0.00
Source: Freddie Mac
4/16/2026
Mortgage Rates Hold Perfectly Steady