Average Mortgage Rates

Rate Change Points
30 Yr. Fixed 6.27% +0.03 0.00
15 Yr. Fixed 5.76% 0.00 0.00
30 Yr. FHA 5.89% +0.03 0.00
30 Yr. Jumbo 6.40% +0.01 0.00
7/6 SOFR 5.81% -0.01 0.00
30 Yr. VA 5.90% +0.03 0.00
12/5/2025
Rate Change Points
30 Yr. Fixed 6.19% -0.07 0.00
15 Yr. Fixed 5.44% -0.10 0.00
Source: Freddie Mac
12/4/2025