Patrick Smith
Executive / Management / Banker
Integrated Funding
License:
67369
Patrick Smith
Executive / Management / Banker
Integrated Funding
License:
67369
more
Housing News
Highest Existing Home Sales in 8 Months But Don't Get Excited
Highest Existing Home Sales in 8 Months But Don't Get Excited
Existing-home sales extended their recent stabilization in November, rising 0.5% to a seasonally adjusted annual rate of 4.13 million , according to ...
more
Daily Mortgage Rate Commentary
Mortgage Rates Staying Steady to Close Out 2025
Mortgage Rates Staying Steady to Close Out 2025
Although Freddie Mac's weekly mortgage rate survey (released today) suggested the lowest rates since October 2024, our daily numbers offer a bit more ...
more
MBS and Treasury Markets
Negative Reprice Risk Increasing
Negative Reprice Risk Increasing
MBS are now down 2 ticks (.06) on the day and 5 ticks (.16) from many lenders' rate sheet print times. Jumpier lenders could actively be conside...
more
Weekly Newsletter
Mortgage Market in Holiday Mode Despite Big-Ticket Data
Mortgage Market in Holiday Mode Despite Big-Ticket Data
The two most important economic reports of the month were released this week. Both showed promising results for rates, and although rates improved, th...
Market Summary
Empty Calendar and Range-Holding
Model.MarketSummaryTitle
Friday is merely a day to be watched in case it misbehaves. The econ calendar is essentially empty (just S&P manufacturing PMI), overnight volatil...
more Library
Educational Series
Learn how mortgage rates are determined and how the MBS / Treasury markets affect interest rates.
more Mortgage Calculators
Mortgage Calculators
Mortgage payment with amortization, loan comparison, early mortgage payoff calculator, etc.
more Economic Calendar
Economic Calendar
Stay up to date on all upcoming economic events and results with this real-time econ calendar.
Today's Market Data
Mortgage Rates | MBS Markets
Track today's mortgage rates or keep an eye on MBS and Treasury markets.