Brendon Garcia
Broker/Owner
Collaborative Capital
P: (805) 253-2053
https://brendongarcia.com/
Westlake Village, California
License:
NMLS# 278724
NMLS# 2385760
MBS & US Treasury Markets
UMBS 5.5
99.39 +0.12
GNMA 5.5
99.81 +0.18
UMBS-15 5.0
99.82 +0.13
10 YR TREAS
4.665 -0.016
30 YR TREAS
5.210 +0.009
7/30 9:27:08AM EST : Delayed Data
30YR UMBS 5.5 30YR GNMA 5.5 15YR UMBS 5.0 10 Year Treasury 30 Year Treasury
Negative Reprice Risk Increasing
Wed, Jul 29 2026, 4:19 PM

MBS are now at new lows for the day with 5.5 coupons down 10 ticks (.31) in total and 5-6 ticks (.16-.19) from the morning price plateau. Most lenders could technically justify a negative reprice at this point, but especially those who repriced for the better this afternoon. 

Alert:
Lenders Who Dropped Rates After Fed May Need to Reprice
Commentary:
Here's What Changed in The New Fed Announcement
08:34 AM

Modestly stronger overnight and no major reaction to data. MBS up 1 tick (.03) and 10yr unchanged at 4.68

Brendon Garcia
Broker/Owner
Collaborative Capital
P: (805) 253-2053
https://brendongarcia.com/
Westlake Village, California
License:
NMLS# 278724
NMLS# 2385760
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