Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
MBS & US Treasury Markets
UMBS 5.5
99.67 +0.40
GNMA 5.5
99.85 +0.38
UMBS-15 5.0
99.90 +0.12
10 YR TREAS
4.622 -0.075
30 YR TREAS
5.159 -0.067
8/25 4:10:48PM EST : Delayed Data
30YR UMBS 5.5 30YR GNMA 5.5 15YR UMBS 5.0 10 Year Treasury 30 Year Treasury
Oil Down, Yields Down
Tue, Aug 25 2026, 10:06 AM

No point in wasting time/words on analysis when cause and effect remains so simple. After news regarding potential progress is peace negotiations, an overnight drop in oil prices coincided perfectly with a drop in Treasury yields. The end. 

20260825 open.png

MBS Morning:
Slightly Stronger Start Mostly Due to Oil. Treasury News Fails to Inspire (Again)
Alert:
Slightly More Reprice Risk
09:32 AM

MBS up a quarter point and 10yr down 3.9bps at 4.659

01:40 PM

MBS up 10 ticks (.31) and 10yr down 5.5bps at 4.642

03:49 PM

MBS up 3/8ths and 10yr down 6.5bps at 4.632

Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
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