Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
MBS & US Treasury Markets
UMBS 5.0
98.12 +0.01
GNMA 5.0
98.44 +0.02
UMBS-15 5.0
100.35 +0.02
10 YR TREAS
4.465 +0.000
30 YR TREAS
4.954 -0.009
7/1 2:42:51AM EST : Delayed Data
30YR UMBS 5.0 30YR GNMA 5.0 15YR UMBS 5.0 10 Year Treasury 30 Year Treasury
Negative Reprices Now Likely
Tue, Jun 30 2026, 4:07 PM

Quarter-end selling continues (although it could be considered "new quarter selling" now that we're past the time of day where traders have marked their close-of-business trading levels for Q2). 

10yr now up 7.5bps at 4.45 and MBS down over 3/8ths of a point. If you haven't seen a negative reprice yet, you probably will.

20260630 close.png

Alert:
Negative Reprice Risk Increasing
Alert:
New Lows, Modest Reprice Risk
Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
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Reproduction or redistribution this newsletter, outside of the distribution services provided, is prohibited. Interest rate data provided in this newsletter are national averages. Rate/APR terms may differ. All information provided "as is" for informational purposes only.