Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
MBS & US Treasury Markets
UMBS 5.5
99.48 -0.13
GNMA 5.5
99.97 -0.03
UMBS-15 5.0
99.90 -0.19
10 YR TREAS
4.683 +0.040
30 YR TREAS
5.265 +0.051
8/14 11:35:23AM EST : Delayed Data
30YR UMBS 5.5 30YR GNMA 5.5 15YR UMBS 5.0 10 Year Treasury 30 Year Treasury
MBS Now Down an Eighth From Some Rate Sheet Print Times
Fri, Aug 14 2026, 11:18 AM

Bonds have been selling off slowly and steadily since the 8:30am econ data. UMBS 5.5 coupons are down an eighth of a point on the day and also versus the early lender rate sheet window (9:30-10am).  The jumpier lenders could already be considering negative reprices, but just barely. 

MBS Morning:
Good Luck Making Sense of Retail Sales Reaction
Alert:
MBS Down 6 Ticks (.19) From Highs
08:32 AM

Stronger after retail sales, but not as much as you'd expected. MBS up 1 tick (.03) and 10yr down 0.3bps at 4.641

Shannon McAlister
Luminate Home Loans
M: (503) 516-8881
https://home-owners-pdx.com/
License:
NMLS 885982
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Reproduction or redistribution this newsletter, outside of the distribution services provided, is prohibited. Interest rate data provided in this newsletter are national averages. Rate/APR terms may differ. All information provided "as is" for informational purposes only.