Econ Calendar

Randy Vance

Founder/CEO

Boss Mortgage, LLC

P: (541) 799-2677

M: (541) 280-8294

E: randy@bossmortgage.com

www.bossmortgage.com

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304 NE 3rd Street
110
Bend OR 97701

License:

NMLS #1455628 OR, WA, ID, CO, MT, CA, AZ

Company NMLS 2547821

A message from Randy Vance:

©2025. Equal Housing Lender. Contact your Boss Mortgage, LLC loan originator for information on specific loan terms and conditions. Boss Mortgage, LLC is not affiliated with any government agencies. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change. All rights reserved. This is not a commitment to lend or extend credit. All products are subject to credit and property approval. Rates, terms, programs, and underwriting policies and guidelines are subject to change without notice. Boss Mortgage, LLC is licensed under the Oregon Consumer Finance Act. Licensed by the California Dept of Financial Protection and Innovation under the California Financing Law. Idaho MBL: 2082547821 Washington under license number CL-254782. Boss Mortgage, LLC NMLS-2547821. 304 NE 3rd St. #110 Bend, OR 97701 www.bossmortgage.com 541-799-2677 Licensed in OR, ID, WA, MT, CO, CA. www.nmlsconsumeraccess.org

US Economic Calendar

Follow the latest US economic indicators as they're released with this real-time streaming calendar.

Time	Event	Period	Actual	Forecast	Prior
Monday, Dec 01
9:45	Nov S&P Global Manuf. PMI	Nov	52.2	51.9	52.5
10:00	Nov ISM Manufacturing Employment	Nov	44.0		46.0
10:00	Nov ISM Mfg Prices Paid	Nov	58.5	59.5	58.0
10:00	Nov ISM Manufacturing PMI	Nov	48.2	48.6	48.7
20:00	Fed Chair Powell Speech
Tuesday, Dec 02
10:00	Fed Bowman Speech
10:10	Dec IBD economic optimism	Dec	47.9	44.1	43.9
17:00	Nov Total Vehicle Sales (ml)	Nov	15.6M	15.4M	15.3M
Wednesday, Dec 03
7:00	Nov/28 Mortgage Market Index	Nov/28	313.0		317.6
7:00	Nov/28 MBA Refi Index	Nov/28	1041.9		1090.4
7:00	Nov/28 MBA Purchase Index	Nov/28	186.1		181.6
8:15	Nov ADP jobs (k)	Nov	-32K	10K	42K
8:30	Sep Import prices mm (%)	Sep	0%	0.1%	0.3%
8:30	Sep Export prices mm (%)	Sep	0.0%	0.1%	0.3%
9:15	Sep Industrial Production (%)	Sep	0.1%	0%	0.1%
9:45	Nov S&P Global Services PMI	Nov	54.1	55.0	54.8
9:45	Nov S&P Global Composite PMI	Nov	54.2	54.8	54.6
10:00	Nov ISM N-Mfg PMI	Nov	52.6	52.1	52.4
10:00	Nov ISM Services New Orders	Nov	52.9		56.2
10:00	Nov ISM Services Prices	Nov	65.4		70.0
10:00	Nov ISM Biz Activity	Nov	54.5		54.3
10:00	Nov ISM Services Employment	Nov	48.9		48.2
10:30	Nov/28 Crude Oil Inventory (ml)	Nov/28	0.574M	-0.8M	2.774M
Thursday, Dec 04
7:30	Nov Challenger layoffs (k)	Nov	71.321K		153.074K
8:30	Nov/22 Continued Claims (k)	Nov/22	1939K	1960K	1960K
8:30	Nov/29 Jobless Claims (k)	Nov/29	191K	220K	216K
10:00	Sep Factory orders mm (%)	Sep	0.2%	0.5%	1.4%
12:00	Fed Bowman Speech
Friday, Dec 05
10:00	Sep Core PCE Inflation (y/y) (%)	Sep	2.8%	2.9%	2.9%
10:00	Sep Personal Income (%)	Sep	0.4%	0.3%	0.4%
10:00	Sep Inflation-Adjusted Spending (Consumption) (%)	Sep	0.3%	0.3%	0.6%
10:00	Sep Core PCE (m/m) (%)	Sep	0.2%	0.2%	0.2%
10:00	Dec U Mich conditions	Dec	50.7	51.3	51.1
10:00	Dec Sentiment: 1y Inflation (%)	Dec	4.1%		4.5%
10:00	Dec Sentiment: 5y Inflation (%)	Dec	3.2%		3.4%
10:00	Dec Consumer Sentiment (ip)	Dec	53.3	52	51.0
15:00	Oct Consumer credit (bl)	Oct	$9.18B	$10.5B	$13.09B

Time	Event	Period	Actual	Forecast	Prior
Monday, Dec 08
11:00	Nov Consumer Inflation Expectations	Nov	3.2%		3.2%
13:00	3-Yr Note Auction (bl)		58
Tuesday, Dec 09
6:00	Nov NFIB Business Optimism Index	Nov	99.0	98.4	98.2
8:15	ADP Employment Change Weekly		4.75K		-13.5K
10:00	Sep CB Leading Index MoM (%)	Sep	-0.3%	-0.3%	-0.5%
10:00	Sep USA JOLTS Job Openings (ml)	Sep	7.658M	7.2M	7.227M
10:00	Sep JOLTs Job Quits (ml)	Sep	3.128M		3.091M
10:00	Oct USA JOLTS Job Openings (ml)	Oct	7.670M		7.658M
10:00	Oct JOLTs Job Quits (ml)	Oct	2.941M		3.128M
11:30	6-Week Bill Auction (%)		3.650%		3.700%
12:00	WASDE Report (%)
12:00	WASDE Report (%)
12:00	WASDE Report (%)
13:00	10-yr Note Auction (bl)		39
Wednesday, Dec 10
0:00	Roll Date - UMBS 30YR
7:00	Dec/05 MBA Refi Index	Dec/05	1190.6		1041.9
7:00	Dec/05 MBA Purchase Index	Dec/05	181.6		186.1
7:00	Dec/05 Mortgage Market Index	Dec/05	327.9		313.0
8:30	Q3 Employment costs (%)	Q3	0.8%	0.9%	0.9%
10:30	Dec/05 Crude Oil Inventory (ml)	Dec/05	-1.812M	-2.3M	0.574M
14:00	Nov Federal budget (bl)	Nov	$-173B	$-205B	$-284B
14:00	Fed Interest Rate Decision		3.75%	3.75%	4.0%
14:00	FOMC Economic Projections
14:00	Interest Rate Projection - 1st Yr		3.4%		3.4%
14:00	Interest Rate Projection - 2nd Yr		3.1%		3.1%
14:00	Interest Rate Projection - 3rd Yr		3.1%		3.1%
14:00	Interest Rate Projection - Longer		3%		3%
14:00	Interest Rate Projection - Current		3.6%		3.6%
14:30	Fed Press Conference
14:30	Powell Press Conference
Thursday, Dec 11
8:30	Sep Trade Gap (bl)	Sep	$-52.8B	$-63.3B	$-59.6B
8:30	Dec/06 Jobless Claims (k)	Dec/06	236K	220K	191K
8:30	Nov/29 Continued Claims (k)	Nov/29	1838K	1950K	1939K
13:00	30-Yr Bond Auction (bl)		22
13:00	30-Year Bond Auction		4.773%		4.694%
Friday, Dec 12
8:00	Fed Paulson Speech
8:30	Fed Hammack Speech
10:35	Fed Goolsbee Speech

Time	Event	Period	Actual	Forecast	Prior
Monday, Dec 15
0:00	Roll Date - UMBS 15YR, Ginnie Mae 15YR
8:30	Dec NY Fed Manufacturing	Dec		10.6	18.70
9:30	Fed Miran Speech
10:00	Dec NAHB housing market indx	Dec		39	38
10:30	Fed Williams Speech
12:00	NOPA Crush Report (%)
Tuesday, Dec 16
8:00	Sep Building Permits (ml)	Sep			1.33M
8:00	Oct Building Permits (ml)	Oct
8:15	ADP Employment Change Weekly				4.75K
8:30	Sep Building Permits (ml)	Sep		1.34M	1.33M
8:30	Sep Housing starts number mm (ml)	Sep		1.32M	1.307M
8:30	Oct Average earnings mm (%)	Oct			0.2%
8:30	Oct Non Farm Payrolls (k)	Oct			119K
8:30	Oct Retail Sales (%)	Oct		0.2%	0.2%
8:30	Oct Retail Sales Control Group MoM	Oct		0.3%	-0.1%
8:30	Oct Export prices mm (%)	Oct			0.0%
8:30	Oct Import prices mm (%)	Oct			0%
8:30	Oct Housing starts number mm (ml)	Oct
8:30	Oct Building Permits (ml)	Oct
8:30	Nov Average earnings mm (%)	Nov			0.2%
8:30	Nov Participation Rate	Nov			62.4%
8:30	Nov Non Farm Payrolls (k)	Nov		35K	119K
8:30	Nov Unemployment rate mm (%)	Nov		4.4%	4.4%
8:30	Nov Building Permits (ml)	Nov
8:30	Nov Import prices mm (%)	Nov
8:30	Nov Housing starts number mm (ml)	Nov
8:30	Nov Export prices mm (%)	Nov
9:45	Dec S&P Global Composite PMI	Dec			54.2
9:45	Dec S&P Global Manuf. PMI	Dec			52.2
9:45	Dec S&P Global Services PMI	Dec			54.1
10:00	Sep Business Inventories (% )	Sep		0.2%	0%
19:00	International Monetary Market (IMM) Date (%)
Wednesday, Dec 17
0:00	Roll Date - Ginnie Mae 30YR
7:00	Dec/12 MBA Purchase Index	Dec/12			181.6
7:00	Dec/12 MBA Refi Index	Dec/12			1190.6
7:00	Dec/12 Mortgage Market Index	Dec/12			327.9
8:15	Fed Waller Speech
8:30	Nov Retail Sales (%)	Nov
8:30	Nov Retail Sales Control Group MoM	Nov
9:05	Fed Williams Speech
10:00	Oct Business Inventories (% )	Oct
10:30	Dec/12 Crude Oil Inventory (ml)	Dec/12			-1.812M
12:30	Fed Bostic Speech
13:00	20-Yr Bond Auction (bl)		13
Thursday, Dec 18
8:30	Nov y/y Headline CPI (%)	Nov		3.2%
8:30	Nov y/y CORE CPI (%)	Nov		3.2%
8:30	Nov m/m CORE CPI (%)	Nov
8:30	Nov m/m Headline CPI (%)	Nov
8:30	Dec Philly Fed Prices Paid	Dec			56.10
8:30	Dec/13 Jobless Claims (k)	Dec/13		230K	236K
8:30	Dec/06 Continued Claims (k)	Dec/06			1838K
8:30	Dec Philly Fed Business Index	Dec		2.2	-1.7
10:00	Oct CB Leading Index MoM (%)	Oct			-0.3%
10:00	Nov CB Leading Index MoM (%)	Nov
13:00	5-Yr Note Auction (bl)		24
Friday, Dec 19
8:30	Oct Core PCE Inflation (y/y) (%)	Oct
8:30	Oct Core PCE (m/m) (%)	Oct
8:30	Q3 Core PCE Prices QoQ	Q3
8:30	Nov Core PCE Inflation (y/y) (%)	Nov
8:30	Nov Core PCE (m/m) (%)	Nov
8:30	Q3 GDP (%)	Q3
8:30	Q3 Corporate profits (% )	Q3
10:00	Dec Sentiment: 5y Inflation (%)	Dec		3.2%	3.4%
10:00	Dec U Mich conditions	Dec		50.7	51.1
10:00	Dec Consumer Sentiment (ip)	Dec		53.3	51.0
10:00	Dec Sentiment: 1y Inflation (%)	Dec		4.1%	4.5%
10:00	Nov Exist. home sales % chg (%)	Nov			1.2%
10:00	Nov Existing home sales (ml)	Nov			4.1M

Event Importance:
No Stars = Insignificant | Low | Moderate | Important | Very Important